In Indonesia’s rapidly growing digital economy, cashless payments have become a daily norm. One of the most important innovations supporting this shift is QRIS (Quick Response Code Indonesian Standard) — a unified QR code system launched by Bank Indonesia. When you see platforms or brands such as Qris108, they usually refer to payment gateways that adopt this technology. In this article, we’ll explain what Qris108 daftar (registration) means in a general sense and how businesses or users can register for QRIS safely and correctly.
Understanding What Qris108 Represents
The term Qris108 is often used by companies that provide QRIS-based payment services. Essentially, QRIS allows all users — whether from GoPay, OVO, Dana, LinkAja, or mobile banking — to make payments using one single QR code.
For merchants, registering for a QRIS-based service like Qris108 means enabling their business to receive digital payments instantly. For customers, it means convenience: scanning one code works with any participating bank or e-wallet.
Benefits of Registering for a QRIS-Based Service
If you are a business owner or service provider, registering (or daftar) for QRIS brings multiple advantages:
- Unified Payment System – You only need one QR code that can accept payments from all digital wallets and banks.
- Instant Transaction Confirmation – No manual checks; payments are automatically recorded.
- Secure & Regulated – All QRIS providers must comply with Bank Indonesia’s regulations, ensuring transaction safety.
- Promotes Cashless Economy – Encourages digital adoption among small and medium enterprises (SMEs).
- Ease of Accounting – All transactions are recorded digitally, making it easier to track sales and reconcile finances.
How to Register (Daftar) for QRIS Services
The process to register for a QRIS-based service such as Qris108 typically follows these steps:
- Choose a Licensed Provider
Select a financial institution, fintech, or payment gateway officially authorized by Bank Indonesia to offer QRIS services. - Prepare Your Business Documents
You’ll usually need:- A valid business identification (NIB or SIUP).
- A business bank account.
- An identity card (KTP) of the owner.
- Business address and contact details.
- Fill Out the Registration Form
Access the official website or mobile app of the provider and look for the “Daftar QRIS” or “Register” section. Complete all fields accurately. - Verification Process
The provider will verify your identity, documents, and bank information to ensure compliance. - QRIS Code Issued
Once approved, you’ll receive your unique QRIS code. You can print it for display at your shop or integrate it digitally for online transactions. - Start Accepting Payments
You can now accept digital payments from any customer using any app that supports QRIS scanning.
Important Safety Tips When Registering
When completing your qris108 daftar process or any similar registration, always prioritize security:
- Verify Official Websites – Ensure you’re registering only through verified domains or apps listed by Bank Indonesia.
- Do Not Share Credentials – Keep login information and documents confidential.
- Beware of Phishing Attempts – Fraudsters may create fake QRIS registration pages; always double-check URLs.
- Check License Numbers – Legitimate QRIS providers publish their license numbers and parent financial institutions.
Following these precautions will protect you from potential scams and ensure your registration remains valid.
How QRIS Benefits Consumers
QRIS doesn’t just make life easier for merchants; it also enhances the customer experience:
- Speed and Convenience – Scan once and pay instantly without worrying about the wallet provider.
- Less Cash Handling – Reduces the need to carry physical money, promoting safety and hygiene.
- Transparency – Every transaction is recorded and accessible through your payment history.
- Inclusivity – Works for small shops, cafés, transportation, and even local markets.
As Indonesia continues embracing digital transformation, QRIS serves as a cornerstone of inclusive finance.
Final Thoughts
The phrase “Qris108 daftar” symbolizes the growing interest among Indonesians in registering for QRIS-enabled payment solutions. By completing a simple registration process through official, licensed providers, both businesses and customers can enjoy faster, safer, and more transparent transactions.
QRIS technology is paving the way for a cashless Indonesia, and understanding how to register properly ensures you’re part of this secure and efficient digital ecosystem.
